Have you seen the new Hyundai ad about the guy who (GASP!) leaves work on time? “When did leaving work on time because an act of courage?” the voiceover asks. The answer is somewhere around 1973, the year of the first oil embargo. Until then, the US economy had enjoyed a 20-year run of steady growth. In that economy, just doing your job was enough. That bought you a house, a pension, health insurance, relative security. But then the price of a barre...
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